Payment Plans

At Vogue Dental Studios, we are committed to ethical, patient-centered care. We may assist with documentation if you independently decide to pursue the ERS pathway only for suitable patients, but we do not advertise or incentivize this option.

As per the AHPRA guidelines, some red flags for consumers to look out for include:

• The appointment for the compassionate release of super is by telehealth when a physical, in-person examination is required.

• Asking for payment upfront.

• A more expensive treatment is recommended when there are cheaper, comparable treatments available.

• Inappropriate or aggressive sales tactics.

• Limited information about ongoing costs.

• Missing financial consent information.

• Asking to use your MyGov login.

If you're considering a cosmetic dental treatment and have questions about payment options, our team is here to guide you through the most responsible path forward.

Before using a Buy Now, Pay Later (BNPL) service with any dentist, consider the following:

1. Repayment Terms Understand the payment schedule and whether you can afford the monthly payments without straining your budget.

2. Total Cost Look for any fees, interest rates, or penalties associated with late payments. Make sure you know the total cost of the purchase over time.

3. Budgeting Evaluate your current financial situation and ensure you have a budget in place to accommodate future payments.

4. Credit Score Impact Know that using BNPL might affect your credit score, especially if payments are missed. Some providers report to credit bureaus.

5. Affordability Assessment Be aware that some BNPL services conduct affordability checks. Ensure you can meet these requirements without financial strain.

6. Merchant Partnerships Check if the BNPL service is tied to specific merchants or if you are limited to certain purchases.

7. Consumer Rights Familiarize yourself with your rights as a consumer, including the process for dispute resolution if issues arise.

8. Alternatives Consider other financing options, such as savings, credit cards, or personal loans, to determine if BNPL is the best choice for you.

9. Frequency of Use Avoid using BNPL for multiple purchases at once, as this can lead to difficulty managing repayments.

10. Financial Literacy Assess your understanding of how BNPL works. If you're unsure, seek advice or resources to improve your financial literacy.

By considering these factors, you can make more informed decisions when using BNPL services and manage your finances effectively. For further details, please contact your professional financial advisor.